NFTs or non-fungible tokens. You may have heard of them and thought “huh?”. First, an important definition. Fungibility has nothing to do with fungus but refers to a good or asset that can be swapped for another good or asset. A U.S. dollar bill is a good example because any U.S. dollar bill can […]
In 2020, US consumers spent an average of 8.6% of their disposable personal income on food — 5.0% on groceries and 3.6% outside the home. While that’s down slightly, mostly because of people reining in spending during the pandemic, food prices were actually up 3.5% from 2019, with beef prices soaring nearly 10%. If […]
Whether you’re a Millennial or Gen Z or you’ve been around for a lot longer, properly investing your money is the key to achieving your financial goals — whether that means saving to buy a home or car, for your education or your kids’, or for your retirement. While you need to save money […]
COVID-19 has hit our lives – our health and the economy – in ways we could have hardly anticipated only a few short months ago. As we begin to get a handle on the pandemic and as we try to return to a sense of normalcy, supporting local small businesses will be particularly important. After […]
